Urbana, Maryland · Zip 21704
Urbana MD RealtorHomes for sale in 21704 with Allie Vasquez
Allie Vasquez can help you navigate Frederick County’s premium commuter market. Urbana prices high and moves fast — here is the honest version of what that means for buyers and for sellers.
Living in Urbana
Master-planned, top-rated, and right on I-270
Urbana sits in southern Frederick County and has become one of the region’s most wanted addresses — master-planned communities, strong schools, and commuter access that is hard to beat anywhere else in the county.
The Villages of Urbana is the signature community here: pools, parks, trails, a community center, and a mix of single-family homes, townhomes and condominiums. Residents also have Urbana District Park, a modern public library, and shopping and dining along the MD-355 corridor.
That demand comes with a price tag. Allie Vasquez has sold 300+ homes across Frederick County and works Urbana with a clear head: which sections hold value, which townhomes are the real entry point, and when a listing is priced for the seller’s hopes rather than the market.
Market snapshot
Urbana MD real estate in 2026
Figures reflect mid-2026 conditions and change month to month. Ask Allie for a current, address-specific analysis.
What buyers ask first
Urbana, section by section
Neighborhoods
Where people actually look
- The Villages of Urbana — amenities, walkability, the name everyone knows
- Urbana Highlands and townhome sections, the most attainable way in
- Newer construction around Ijamsville and Monrovia
Schools
A major reason buyers pay the premium
- Urbana High School and Green Valley Elementary among the draws
- Highly regarded Frederick County public schools throughout the area
- Attendance boundaries affect both daily life and resale value
Commute
The best drive in the county
- Direct I-270 and US-15 access
- Frederick in minutes; Montgomery County and D.C. in well under an hour
- Park-and-ride and bus options toward the Beltway and Metro
Costs at closing
What Frederick County saves you
- No county transfer tax — one of only a handful of Maryland counties
- 0.5% state transfer tax, typically split with the buyer
- Recordation tax of $7 per $500 of the sale price
Working with Allie
Buying and selling in a competitive market
Buying
Buying a home in Urbana MD
- A strong pre-approval before you tour anything
- Offers structured to compete without overpaying
- Inspections, appraisal and contingencies handled with a clear head
Selling
Selling your home in Urbana MD
- Pricing grounded in real Urbana comparables, section by section
- Staging and presentation advice for discerning, motivated buyers
- Professional photography and broad online exposure
Keep reading
Urbana and south county guides
Homes for sale in Urbana MD run from townhomes in the Villages of Urbana to larger single-family homes on the newer edges of the 21704 corridor, and the premium is real: top-rated schools plus direct I-270 access is a combination almost nothing else in Frederick County offers. These guides help you decide whether Urbana is worth it for your budget, or whether a neighboring town gets you closer to the same life for less.
Straight answers
Urbana MD real estate FAQs
Why is Urbana MD so expensive?
Urbana commands premium pricing, around a $635,000 median in 2026, because of its master-planned communities, strong schools, and outstanding I-270 commuter access to the D.C. job corridor. High demand and limited inventory keep the market competitive, often scoring in the low 80s out of 100 on competitiveness.
Is Urbana MD good for commuters?
Yes. Urbana’s direct access to I-270 and US-15 puts Frederick minutes away and the Montgomery County and Washington, D.C. job centers within about an hour, with park-and-ride options nearby. That convenience makes it especially popular with federal employees, contractors, and professionals working south of the county.
What is the Villages of Urbana?
The Villages of Urbana is the area’s signature master-planned community, offering pools, parks, trails, a community center, and a mix of single-family homes, townhomes, and condominiums. It is one of the most sought-after addresses in southern Frederick County. Allie can help you find the right home and section for your needs.
Are there townhomes for sale in Urbana MD?
Yes — townhomes are a big part of the Urbana market, especially in the Villages of Urbana and Urbana Highlands. They are the most attainable entry point into Urbana’s top-rated school district, and well-priced ones move fast.
What is the zip code for Urbana MD?
Urbana’s zip code is 21704, which also covers the Urbana Pike corridor south of Frederick city toward the Montgomery County line.
Who is Allie Vasquez, and why work with her in Urbana MD?
Allie Vasquez is a Top 10% REALTOR® with Charis Realty Group in Frederick County, MD — more than 10 years in the business, 300+ homes sold, an active Tom Ferry member, and fluent in English, Spanish and Mandarin. In Urbana she works section by section: which parts of the Villages hold value, which townhomes are the real entry point, and when a listing is priced for the seller’s hopes rather than the market.
Free guides
Three guides for Frederick County, written by Allie
Buyer’s Guide
Know what you’re walking into, before you walk in.
Seller’s Guide
Priced right, prepared early, sold clean.
Relocation Guide
Everything nobody tells you until you’re already here.
Currently in final review — downloads open soon
Next step
Buying, selling, or both at the same time?
A free consultation with no pressure — just real Frederick County numbers, and a plan built for your timeline.